Medicare provides valuable healthcare coverage for millions of Americans, but one of the biggest misconceptions about Medicare is that it pays for everything once you turn 65.
Being self-employed comes with many benefits—flexibility, independence, and the ability to build a business on your own terms. But it also means you're responsible for making important decisions about your own health insurance.
Healthcare can represent a significant part of your retirement budget, and Medicare costs can change from year to year. In 2026, understanding your coverage and reviewing your options could help you avoid unnecessary expenses.
For many Americans, enrolling in Medicare is an important milestone in retirement. While Medicare provides valuable health insurance coverage, one common misconception is that it pays for all healthcare expenses.